Our credit rating models are based on a wide range of public and private data sources that, using algorithms, generate a credit score and credit limit suggestions.
Say yes to more customers without increasing the risk of loss. Bislab's credit rating models are the most accurate, customizable and easy to use with our APIs.
Credit checks on individuals will reduce the risk of saying yes to people who are at high risk of not being able to pay for themselves or defaulting on a loan. The score is an expression of how likely it is that a person will incur payment notices or coercive arrangements.
Credit rating of enterprises will reduce the risk of saying yes to companies that have a high risk of not being able to pay for themselves or defaulting on a loan. The score is an expression of how high the probability is that an enterprise will go bankrupt or be subject to foreclosure schemes.
Credit ratings do not always provide enough information to make a decision. This is especially true for assessments made by businesses in the banking and debt collection industry. Expanded Decision Support addresses this problem by providing API endpoints containing far more detailed data including information on property, vehicles, foreclosure arrangements, voluntary and forced lien.
Be sure to keep all data about your customers up to date and be notified of important changes that may affect their credit ability.
Choose the data services you are interested in and start development immediately using our well documented API.
In order to have access to credit ratings, the business must have a material need to disclose the information in connection with the assessment of credit worthiness. We will map out their needs in cooperation and find out their legal basis.
Our principle of integrating directly with raw data provides great flexibility in the development of customized solutions. Our easy-to-use API ensures fast and robust integrations.
With our local presence, we deliver customized products. Requests for customizations are carried out quickly and smoothly in cooperation with our experts.
For our standard products, we have fixed and transparent prices with no binding period. This makes it easy to get started if you are unsure about the volume.
In addition to our standard products, we develop tailor-made solutions with customized intelligent algorithms to solve complex needs.
We use new, secure and scalable technology that is rigged for the future. Tools such as graph technology and LLM are utilized when it adds value.
The same contact person follows up with the customer over time to ensure that questions are answered quickly and that potential errors are effectively corrected.
Bislab is API first and enables you and your team to quickly implement our products into your systems. Bislab offers a range of standardized API products, as well as advanced and flexible solutions to organizations with complex systems and needs. Book a meeting to learn more.
